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Understanding Your Flexible Financial Options
Your treatment plan is tailored to you and the cost will depend on your unique goals, treatment, and insurance coverage. Prices are subject to change, and we are happy to discuss the specifics of your care. Here’s an example of what you can expect:
| Services | Costs |
|---|---|
| Testing | $2,000 - $6,000 for basic lab tests for patient or partner |
| IUI | $1,500 - $2,000 |
| IVF | $13,000 - $26,000 |
| Frozen Embryo Transfer Cycle (FET) | $4,600 - $7,000 |
| Genetic Testing | $5,200 - $10,000+ |
| Surrogacy | $13,000 - $26,000 |
| Semen Analysis | $250 out of pocket self-pay |
| Egg Freezing | $10,000+ |
Fertility Associates of Memphis Works With Most Major Insurance Providers
You should never feel in the dark about cost. During your financial consultation we will guide you through your insurance benefits, out-of-pocket expenses, and other financing options. You will be supported and empowered in your decision-making every step of the way.
Fertility Associates of Memphis accepts the following insurance providers:
- UMR - all except UMR North MS
- UHC - All Savers, Surest
- United Healthcare
- Cigna
- Aetna
- Healthsmart
- Health Partners
- BCBS - all except Network E & AR Marketplace
- Lucent Health
- Municipal Health Plan
- PHSC - Imagine 360, OneShare, Federal Life, Multiplan
- Wellnet
- MedBen
- Tricare
- Trustmark
- Meritain
- Healthgram
- Consociate Group
- Foxeverett
- Qualchoice
- Progyny
- WIN Fertility
- Memphis Fertility Laboratory is currently only in network with UHC
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Cost doesn’t have to hold you back
We believe that fertility treatment should be accessible and that costs should be manageable on your timeline. To assist with this we have collaborated with financing partners that can work with you to find a loan program that fits your needs.
Fertility Financing with CapexMD
To make your IVF treatment plan more affordable, we have partnered with CapexMD, a lender specializing in patient financing for ALL fertility treatment options.
Through our partnership with CapexMD, they are able to offer our patients customized loan programs with highly competitive rates that include a variety of loan types. Loans can include medications and/or genetic testing, and their easy loan process makes the experience of fertility financing relatively stress-free.
Benefits and advantages of financing with CapexMD
· Easy & secure online application
· Personal attention & concierge service
· Highly competitive interest rates
· Quick & easy approvals
· Family members or friends can apply
· Loans from $3,000 up to $50,000
· Terms from 6 to 60 months
· Highest levels of confidentiality
· No membership fees, no annual fees, and no prepayment penalties
Once approved, our financial counselors will work closely with their Fertility Loan Specialists to ensure that your funds are secured on time and your treatment is not delayed. Together with CapexMD we can make sure financial issues do not get in the way of your dream of having a baby. APPLY online and receive your pre-approval within 24 hours. Learn more about CapexMD by visiting their site www.capexmd.com or by calling 1-888-497-8414.
Fertility Associates of Memphis partners with Lending Club to offer patients a convenient loan option, making fertility treatments more accessible. This collaboration allows patients to explore flexible financing solutions tailored to their unique fertility journey, easing the financial burden and enabling them to focus on their family-building goals.
Note: FAM charges a 4% admin fee for all loans processed through Lending Club
FutureFamily's flexible financing plans can help cover IVF, egg freezing, and all your fertility related expenses. Their plans include expert support to answer all your questions.