Understanding Your Flexible Financial Options
Your treatment plan is tailored to you and the cost will depend on your unique goals, treatment, and insurance coverage. Prices are subject to change, and we are happy to discuss the specifics of your care. Here’s an example of what you can expect:
| Services | Costs |
|---|---|
| Testing | $2,000 - $6,000 for basic lab tests for patient or partner |
| IUI | $1,500 - $2,000 |
| IVF | $13,000 - $26,000 |
| Frozen Embryo Transfer Cycle (FET) | $4,600 - $7,000 |
| Genetic Testing | $5,200 - $10,000+ |
| Surrogacy | $13,000 - $26,000 |
| Semen Analysis | $250 out of pocket self-pay |
| Egg Freezing | $10,000+ |
Fertility Associates of Memphis Works With Most Major Insurance Providers
You should never feel in the dark about cost. During your financial consultation we will guide you through your insurance benefits, out-of-pocket expenses, and other financing options. You will be supported and empowered in your decision-making every step of the way.
Fertility Associates of Memphis accepts the following insurance providers:
- UMR - all except UMR North MS
- UHC - All Savers, Surest
- United Healthcare
- Cigna
- Aetna
- Healthsmart
- Health Partners
- BCBS - all except Network E & AR Marketplace
- Lucent Health
- Municipal Health Plan
- PHSC - Imagine 360, OneShare, Federal Life, Multiplan
- Wellnet
- MedBen
- Tricare
- Trustmark
- Meritain
- Healthgram
- Consociate Group
- Foxeverett
- Qualchoice
- Progyny
- WIN Fertility
- Memphis Fertility Laboratory is currently only in network with UHC
Cost doesn’t have to hold you back
We believe that fertility treatment should be accessible and that costs should be manageable on your timeline. To assist with this we have collaborated with financing partners that can work with you to find a loan program that fits your needs.